BUSINESS LOANS
Asset Finance is currently the fastest growing finance option for UK companies. Finding the finance that you need in order to grow your business is easy with Mulberry Asset Finance. Every day, we help companies across the UK obtain the precise asset finance funding for their requirements, by arranging customised finance packages via our extensive panel of the premium Asset Finance funders.
We offer a full range of finance solutions to our customers, and by using our industry expertise we can review your business’ requirements and help you select the product that best suits your needs. To get an idea of the different types of finance solutions that we offer to businesses, here’s a brief overview of our main products.

HIRE PURCHASE
An accessible form of finance that does exactly what it says on the tin. It allows you to spread the cost of an asset over a fixed period in line with your business cashflow, keeping your working capital intact. Once your normal monthly repayments are complete, and you have paid a minimal “option to purchase fee”, you own the item outright. You select the asset and the supplier, and a suitable deposit and repayment term is agreed with the funder.
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REFINANCE
Asset refinancing is the process by which a business can use their existing assets to raise additional capital for several purposes.
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LEASE
Allows you to select and use an asset by paying fixed monthly rentals over the term of the agreement, without the ties of ownership.
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INVOICE DISCOUNTING
An alternative type of business finance which gives you instant access to those much-needed funds tied up in outstanding invoices. Rather than waiting up to 90 days for a client to pay, an Invoice Discounting provider can provide most of the funds on day 1 – usually up to 90% – solving multiple cash flow problems. Invoice Discounting is more flexible than an overdraft or a fixed bank loan, mainly because the amount can increase with your company’s growth. It is a similar working capital solution as Invoice Factoring, but with an Invoice Discounting solution you maintain full credit control. This means that your company can keep the responsibility for chasing and collecting from clients.
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COMMERCIAL AND INVESTMENT MORTGAGES
Can be used for a variety of purposes, including purchasing additional business premises, expanding your business, debt consolidation, cash flow, and property development. Our broker partner operates a competitive tender system for mortgage applications, ultimately securing competitive rates and terms for clients, as well as providing access to exclusive products which are often not available directly from high-street banks or specialist lenders.
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UNSECURED LOANS
Unsecured Business Loans are an increasingly popular choice due to their flexibility and the fact that they can be used for absolutely any purpose. These loans are not secured by any asset or property, but a Directors Guarantee must be provided.